5 Free iPhone Apps to Help You Manage Your Money
Friday, July 30th, 2010
ST. LOUIS, July 30 CRWENewswire- Financial Blog, ChristianPF.com released an article that looks at personal finance iPhone apps and how they can help you manage your finances better. The article looks at money management tools for the iPhone - some well known, and some less common.
You like saving money. Okay, maybe on things other than your high-dollar iPhone. Well, now that you have one, wouldn’t you say it’s time to put it to good use and improve your finances? Here are five iPhone apps that are sure to put you on the right track.
1. Ask Dave Ramsey
That’s right! Dave just released his first iPhone application. The app taps Ramsey’s vast database of questions and answers from his radio show. Learn about all kinds of topics such as insurance, mortgages, taxes, bankruptcy, budgeting, and so much more! Dave’s app is currently the #1 free finance app in the App Store. The great thing about this app is that it gives you a concise, text version of the audio clips – perfect for learning during coffee breaks.
2. Mint.com
Perhaps one of the most robust, free financial applications in the App Store. As discussed in this review of Mint.com, Mint now allows you to track your income for budgeting purposes. With Mint, you can attach many of your online financial accounts to get a bird’s-eye view of your finances. I love the budgeting progress bars, which show you how much you’ve spent in relation to where you are at in the month.
3. PayPal.com
Everyone knows and loves PayPal. But did you know you can send and receive money on your iPhone with the PayPal app? If you’re an online entrepreneur or an eBay enthusiast, PayPal for the iPhone is for you. One hidden but nice feature about this app is that you can set up payment reminders – never forget a payment again!
4. ING Direct
I’m a big fan of the Orange Savings Account, and now fans can manage their ING Direct accounts easily on their iPhone! You can use bill pay in order to take care of your payments on the go. Highly recommended!
5. Balance
For those of you who are looking to replace your balance register, try this free app! It’s simple and straightforward. Easily enter all your accounts, and process transactions as you make them. This is a great alternative to pen and paper.
How To Make Them Work For You
It can be tempting to use finance apps as an alternative to cash. Instead, try taking a hybrid approach – use cash and debit cards along with electronic tracking of your accounts. The envelope system is great for people on a tight budget, as it is visual and therefore difficult to hand over cash without thinking about how much you have left to spend.
So there you have it – five iPhone apps to get your finances on track! Perhaps you use a different platform – maybe Android or Windows Mobile.
Disclaimer:
The Views and Opinions Expressed by the author are his or her opinions only and do not necessarily reflect those of Crown Equity Holdings or its agents, affiliates, officers, directors, staff, or contractors. The author at the time of this article did not own any shares or receive any consideration financial or otherwise from any company mentioned or referred to in the article.
